Job Description
7d ago , from Illawarra Mercury Job Board
n
FRONT Financial is a Sydney-based financial services firm operating in private lending. We're sharp-minded, performance-based and tech-driven — and as our credit book grows, we're building out the credit function. This is a chance to step into a senior technical role early and help shape how credit runs.
n
You'll be the senior technical voice inside the credit lane — the person analysts come to when a deal gets complicated. You'll run credit assessment on your own file list, take on the complex commercial and structured deals yourself, and keep the quality bar high across the team.
n
What you'll do:
n
n
Run credit assessment on assigned consumer and commercial deals
n
Handle serviceability and financial analysis, and due diligence on financials, security and serviceability
n
Assess risk against lender and internal credit policy
n
Manage valuations and instructions, and verify supporting documentation
n
Personally assess complex commercial and structured deals
n




Sign off standard deals from Credit Analysts where required
n
Act as the senior escalation point for technical credit questions
n
Select lenders on complex deals
n
Drive credit process improvement — LMS management, workflow discipline and a feedback loop to the CSO
n
n
Who we're after:
n
n
Strong credit background across consumer and commercial lending
n
Confident assessing complex and structured deals independently
n
Comfortable being the technical escalation point for a team
n
Sharp on serviceability, security and policy
n
Genuinely fluent with AI tools and modern systems — this matters to us
n
Someone who wants to build, not just process a queue
n
n
What you get:
n
n
A senior seat in a growing credit function with real ownership from day one
n
A quick and transparent culture
n
Sydney CBD office, full-time permanent
n
An additional wellbeing day each quarter
n
#J-*****-Ljbffr

📌 Senior Credit Analyst (New South Wales)
🏢 FRONT Financial
📍 New South Wales