Turn data into strategy. Shape the future of small business lending.
At OnDeck Australia, we're changing the way small businesses access finance by combining smart technology, real time data and a genuine passion for helping Australian businesses grow.
We're looking for a commercially minded Portfolio Forecasting Analyst to join our team and play a key role in shaping the future of our lending portfolio. This is an opportunity for an analytical thinker who wants to do more than report on what has already happened. You'll use forecasting, predictive analytics and commercial insight to understand what could happen next, and help us decide what to do about it.
What you'll be doing
Working closely with our Risk, Finance, Operations and Product teams, you'll turn complex data into practical recommendations that influence business strategy.
You'll:
Build driver based portfolio forecasts and help establish a new forecasting capability within OnDeck
Analyse how changes in credit policy, pricing, marketing, channel mix, fraud controls and customer behaviour could impact portfolio performance
Develop and enhance expected loss forecasting and provisioning methodologies in line with AASB 9 / IFRS 9
Identify emerging portfolio risks, trends and commercial opportunities
Develop and implement credit strategy optimisations that drive sustainable growth and profitability
Conduct scenario and sensitivity analysis to support strategic planning and executive decision making
Analyse opportunities across credit strategy, pricing, fraud, collections and the customer funnel
Assess existing credit policies and recommend improvements
Turn complex analysis into clear, actionable insights for senior stakeholders and executives
What we're looking for
You'll be naturally curious, commercially minded and comfortable getting into the detail while still seeing the bigger picture.
Ideally, you'll bring:




A Bachelor's degree in Economics, Actuarial Studies, Finance, Business, Mathematics, Statistics or a related discipline
3+ years' experience in a commercially focused analytical role, such as lending, management consulting, strategy or corporate development
Strong analytical and problem solving capability
Strong Excel and SQL skills
Experience with at least one analytical language or platform such as R, SAS or SPSS
A high level of attention to detail and commitment to data accuracy
Confidence working with stakeholders across different areas of a business, including C‐Suite executives
The ability to work autonomously, manage competing priorities and meet deadlines
Most importantly, intellectual curiosity and a genuine desire to understand what is driving the numbers
Why OnDeck?
We're one of Australia's largest locally owned online small business lenders, and we've helped thousands of Australian businesses access the funding they need to grow.
We challenge conventional thinking, use technology and real‐time data to make smarter lending decisions, and believe great people should have the opportunity to make a genuine impact on the business.
At OnDeck, you'll enjoy:
Real impact, your analysis and recommendations will directly influence lending and portfolio strategy
Exposure to senior leadership and the opportunity to influence important commercial decisions
An open minded, team-oriented and fast paced environment
Hybrid working, with the option to work from home one day per week
A great Sydney CBD location
A fully stocked kitchen with snacks and drinks
Regular team events
Ongoing health and wellbeing initiatives
A team that will challenge you, support you and celebrate great work
Additional information
Shape lending strategy with forecasting and analytics
Work with senior leaders across key business teams
Make a real impact on small business lending
#J-*****-Ljbffr

📌 Portfolio Forecasting Analyst (New South Wales)
🏢 WorkTrybe
📍 New South Wales