Job Description

KPay Group (KPay) is a leading fintech company empowering businesses of all sizes with simple, smart, seamless, and secure technology solutions. Serving 95,000+ merchants across Hong Kong, Singapore, Japan, and Australia, we help businesses grow through an integrated platform for payments, financial management, and digital transformation.

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Backed by USD 55 million in Series A funding—the largest global payments-sector Series A in 2024—KPay has been recognised as Forbes Asia's 100 to Watch (2025) and PayFac of the Year (2025).

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About the Role

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We are looking for a Settlement Officer to join our Australia Operations team. You will support daily merchant settlements, reconciliation, and payment operations, ensuring transactions are accurate, timely, and properly controlled.

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This role is ideal for candidates with 1+ year of experience in fintech, payments, banking operations, or settlement. We also welcome strong candidates from AP/AR, SSC, KYC/Compliance, or bank back-office backgrounds.

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What You'll Do

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Process and monitor daily merchant settlements and payouts
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Reconcile transaction data across internal systems and banking partners
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Investigate discrepancies, failed transactions, and settlement issues
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Monitor settlement cycles and identify irregularities
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Work with Finance, Risk, Compliance, and Technology teams to resolve issues
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Maintain accurate records and support reporting and audits
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Identify opportunities to improve processes and reduce manual work
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What We're Looking For

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1+ year of relevant experience in fintech, payments, banking, settlement, reconciliation, or operations
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Strong numerical ability and excellent attention to detail
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Valuable understanding of transactional processes and system logic
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Proficient in Excel / Google Sheets
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Experience with KYC or payment processes is highly preferred
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Strong ownership, reliability, and ability to meet deadlines
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Comfortable working in a rapid-paced, high-volume workplace
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Strong communication and problem-solving skills
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Why Join KPay?

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Gain hands‐on experience in payments and fintech operations
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Work closely with Finance, Risk, Compliance, and Technology teams
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Join a high‐growth fintech expanding across Australia
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Build robust analytical, systems, and operational skills
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Enjoy clear career progression within Operations or Finance
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📌 Settlement Officer Fintech New South Wales (Australia)
🏢 KPay Group
📍 Australia