Job Description
Credit Analyst - 12 Month fixed term contract
Sydney CBD
$120K plus Super and Bonus
Our client is a fast‐growing non‐bank lender with a strong and diverse mortgage offering across residential and commercial segments.
With continued expansion and a commitment to high‐quality credit outcomes, they are seeking an experienced Credit Analyst to join their credit team in Sydney, to cover parental leave for a 12 month fixed term contract.
This role is ideal for someone who thrives in a fast‐paced environment, enjoys complex credit assessment, and wants to contribute to capability uplift and process improvement across the credit function.
About the Role
As a Credit Analyst, you will assess and decision loan applications across a broad portfolio, applying strong analytical judgement and ensuring alignment with credit policy and risk appetite.
You'll manage a busy pipeline, work closely with brokers and internal teams, and play a key role in delivering a seamless customer experience from application through to approval.
Key Responsibilities
Assess and decision loan applications in line with credit policy and risk frameworks
Manage a pipeline of applications and deliver timely, high‐quality decisions
Apply strong analytical judgement to complex borrower scenarios
Ensure compliance with NCCP,



Responsible Lending, AML/CTF and internal risk standards
Communicate credit decisions clearly to brokers and internal stakeholders
Collaborate with Sales, Credit Support, Settlements and Collections to resolve scenarios
Provide coaching and guidance to junior and mid‐level analysts
Contribute to process improvement and capability uplift across the credit team
About You
5 years' experience in financial services, in mortgage lending within a non‐bank or specialist setting
Strong technical capability in credit assessment and financial analysis
Ability to manage competing deadlines in a fast‐paced environment
Excellent communication skills and strong stakeholder engagement
High attention to detail and strong risk judgement
Collaborative, proactive and comfortable challenging the status quo
Confident using digital systems and adaptable to new tools
PLEASE DO NOT APPLY IF YOU HAVE NOT WORKED AS CREDIT ANALYST IN A NON-BANK LENDING BUSINESS IN AUSTRALIA.
Why This Role Appeals
Rapidly growing team, potential to secure a permanent role.
Modern Sydney CBD office environment
Inclusive, collaborative and achievement‐focused culture
Opportunity to contribute to an exciting growth phase
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📌 Credit Analyst (New South Wales)
🏢 Ethos BeathChapman
📍 New South Wales