Portfolio & Credit Risk ManagerSydney | Non-Bank Real Estate LenderOur client is a non-bank lender specialising in real estate finance, having grown from a startup to around $1.5 billion in loans under management over the past 10 years.This is a newly created role sitting between senior leadership and the credit team, covering loan documentation, portfolio management, credit risk and workout situations.
You'll report directly to leadership and hold final sign-off on loan documents and security packages before they go to the Board, so it's hands-on, not just an oversight seat.What you'll be doingReviewing credit submissions and committee papers ahead of executive and Board approvalFinal review of loan documentation and security packagesMonitoring the loan portfolio, including covenant testing and credit riskFlagging emerging risks and recommending mitigationRunning insolvency, workout and recovery processes on distressed loansWorking directly with lawyers, insolvency practitioners,



valuers and borrowersPartnering with credit, risk and leadership to keep lending outcomes strongSupporting the credit analyst teamWho we're afterLikely background in insolvency & restructuring, real estate debt advisory, non-bank lending, private credit, commercial property finance, or credit/portfolio risk.You'll need:Solid understanding of real estate lending structuresComfort reviewing facility agreements, securities, guarantees, deeds and mortgage documentationExposure to distressed debt, workouts or insolvencyExperience with covenant complianceStrong stakeholder skillsA hands-on, commercial approachPreferredReal estate lending experience is essentialConstruction/development finance experience is a plusInsolvency or restructuring background strongly preferredComfortable with complex or stressed lending situations
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📌 Portfolio & Credit Risk Manager (New South Wales)
🏢 Perigon Group
📍 New South Wales