Job Description
Your current company An established organisation within the debt management and financial services sector is seeking an experienced Complaints & Hardship Manager to join their Legal, Risk & Compliance team in Brisbane. This role will play a key part in strengthening customer outcomes, regulatory compliance, and internal frameworks across complaints and hardship.
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Reporting to the Head of Legal, Risk & Compliance, you will lead the Complaints and Hardship function, managing a team of Complaints & Hardship Specialists and ensuring fair, consistent, and timely customer outcomes.
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Responsibilities
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Managing a team of Complaints & Hardship Specialists and ensuring fair, consistent, and timely customer outcomes.
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Leading end-to-end management of internal and external complaints, including AFCA/EDR matters.
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Identifying complaint trends, systemic issues, and root causes to recommend process improvements.
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Supporting the ongoing development of IDR/EDR frameworks and reporting requirements.
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Ensuring compliance with ASIC RG 271 timeframes and procedural requirements.
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Overseeing hardship processes and ensuring customers experiencing vulnerability or financial difficulty are supported appropriately.
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Assessing complex hardship applications in line with NCCP Act obligations and internal policies.
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Coaching and guiding frontline teams to identify and respond to hardship and complaint matters effectively.
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Working closely with senior leaders,



operational teams, regulators, AFCA, ASIC, financial counsellors, and advocacy groups.
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What you'll need to succeed
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Minimum 5 years' experience across complaints management, hardship, compliance, AFCA/EDR, banking, finance, credit, or debt collection.
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Strong working knowledge of ASIC RG 271, AFCA Rules, NCCP hardship obligations, privacy legislation, and consumer protection requirements.
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Proven experience managing complex escalations, high-risk complaints, vulnerability matters, and regulatory reporting.
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Strong written and verbal communication skills, including submissions, executive reporting, and regulator correspondence.
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High emotional intelligence, resilience, and sound judgement when dealing with complex or sensitive customer circumstances.
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Experience designing or improving complaints and hardship frameworks, QA models, systems, and training programs.
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Strong stakeholder engagement skills and the ability to lead teams across multiple locations.
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What you'll get in return
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160k + super + annual bonus
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You will have the opportunity to step into a senior leadership role where you can make a genuine impact on customer outcomes, complaint reduction, hardship support, and regulatory best practice. This is a great opportunity for someone who enjoys process improvement, stakeholder engagement, and leading a specialist team within a regulated environment.
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📌 Complaints & Hardship Manager (Queensland)
🏢 Rashi Joshi
📍 Queensland