Job Description
Credit Analyst - 12 Month fixed term contract
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Sydney CBD
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$120K plus Super and Bonus
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Our client is a fast‐growing non‐bank lender with a strong and diverse mortgage offering across residential and commercial segments. With continued expansion and a commitment to high‐quality credit outcomes, they are seeking an experienced Credit Analyst to join their credit team in Sydney, to cover parental leave for a 12 month fixed term contract.
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This role is ideal for someone who thrives in a fast‐paced environment, enjoys complex credit assessment, and wants to contribute to capability uplift and process improvement across the credit function.
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About the Role
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As a Credit Analyst, you will assess and decision loan applications across a broad portfolio, applying strong analytical judgement and ensuring alignment with credit policy and risk appetite. You'll manage a busy pipeline, work closely with brokers and internal teams, and play a key role in delivering a seamless customer experience from application through to approval.
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Key Responsibilities
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Assess and decision loan applications in line with credit policy and risk frameworks
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Manage a pipeline of applications and deliver timely, high‐quality decisions
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Apply strong analytical judgement to complex borrower scenarios
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Ensure compliance with NCCP, Responsible Lending,



AML/CTF and internal risk standards
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Communicate credit decisions clearly to brokers and internal stakeholders
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Collaborate with Sales, Credit Support, Settlements and Collections to resolve scenarios
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Provide coaching and guidance to junior and mid‐level analysts
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Contribute to process improvement and capability uplift across the credit team
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About You
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5 years' experience in financial services, in mortgage lending within a non‐bank or specialist environment
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Strong technical capability in credit assessment and financial analysis
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Ability to manage competing deadlines in a fast‐paced environment
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Excellent communication skills and solid stakeholder engagement
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High attention to detail and strong risk judgement
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Collaborative, proactive and comfortable challenging the status quo
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Confident using digital systems and adaptable to new tools
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PLEASE DO NOT APPLY IF YOU HAVE NOT WORKED AS CREDIT ANALYST IN A NON-BANK LENDING BUSINESS IN AUSTRALIA.
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Why This Role Appeals
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Rapidly growing team, potential to secure a permanent role.
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Modern Sydney CBD office environment
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Inclusive, collaborative and achievement‐focused culture
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Opportunity to contribute to an exciting growth phase
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📌 Credit Analyst (New South Wales)
🏢 Ethos BeathChapman
📍 New South Wales