Job Description

2mo ago , from Zoom Recruitment & Training

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Zoom Recruitment is currently partnering with a leading organisation to recruit experienced Credit Risk Analysts. This is an excellent opportunity for a detail-oriented and analytical professional to play a key role in assessing credit risk, supporting business growth, and ensuring compliance with internal policies.

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About the role: As a Credit Risk Analyst, you will be responsible for analysing customer creditworthiness, managing risk exposure, and providing high-quality insights and recommendations to minimise credit losses while supporting commercial outcomes. You will act as a key point of contact for credit assessments, limit reviews, and portfolio monitoring.

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Key responsibilities:

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Credit Analysis & Risk Assessment:

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- Analyse financial statements and conduct detailed credit assessments (including profitability, cash flow, and capital structure)
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- Assess and determine appropriate credit limits and terms for new and existing customers
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- Identify and evaluate risks across transactions, products, and customer portfolios
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- Monitor credit exposure, investigate limit breaches, and highlight early warning signs
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- Conduct portfolio reviews, covenant checks, and ongoing risk monitoring
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- Prepare clear, concise credit reports and recommendations for management
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Stakeholder Engagement:

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- Liaise with internal stakeholders and customers to gain a strong understanding of business operations and risks
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- Attend meetings, briefings, and engage with clients where required
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- Support the Credit Risk Manager and contribute to team objectives
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Compliance & Process Improvement:

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- Ensure all credit decisions align with company policies, procedures, and relevant legislation
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- Maintain accurate financial records and reporting
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- Assist in implementing process improvements within the credit function
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- Monitor industry trends, client performance, and emerging risks
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About you:

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- Proven experience in a Credit Risk / Credit Analyst role
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- Robust financial analysis skills with the ability to interpret financial statements
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- Excellent written and verbal communication skills
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- High attention to detail with strong organisational and time management abilities
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- Ability to work both independently and collaboratively in a team environment
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- Degree in Finance, Commerce, Risk, or a related field (preferred)
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- Intermediate to advanced skills in Microsoft Excel and Word
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What's on offer:

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- Opportunity to work with a reputable organisation
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- Supportive team environment
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- Career growth and development opportunities
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📌 Credit Officer (New South Wales)
🏢 Zoom Recruitment
📍 New South Wales