Job Description

7d ago , from Illawarra Mercury Job Board

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FRONT Financial is a Sydney-based financial services firm operating in private lending. We're sharp-minded, performance-based and tech-driven — and as our credit book grows, we're building out the credit function. This is a chance to step into a senior technical role early and help shape how credit runs.

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You'll be the senior technical voice inside the credit lane — the person analysts come to when a deal gets complicated. You'll run credit assessment on your own file list, take on the complex commercial and structured deals yourself, and keep the quality bar high across the team.

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What you'll do:

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- Run credit assessment on assigned consumer and commercial deals
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- Handle serviceability and financial analysis, and due diligence on financials, security and serviceability
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- Assess risk against lender and internal credit policy
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- Manage valuations and instructions, and verify supporting documentation
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- Personally assess complex commercial and structured deals
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- Sign off standard deals from Credit Analysts where required
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- Act as the senior escalation point for technical credit questions
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- Select lenders on complex deals
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- Drive credit process improvement — LMS management, workflow discipline and a feedback loop to the CSO
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Who we're after:

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- Robust credit background across consumer and commercial lending
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- Confident assessing complex and structured deals independently
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- Comfortable being the technical escalation point for a team
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- Sharp on serviceability, security and policy
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- Genuinely fluent with AI tools and modern systems — this matters to us
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- Someone who wants to build, not just process a queue
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What you get:

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- A senior seat in a growing credit function with real ownership from day one
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- A fast and transparent culture
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- Sydney CBD office, full-time permanent
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- An additional wellbeing day each quarter
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📌 Senior Credit Analyst (New South Wales)
🏢 FRONT Financial
📍 New South Wales