A growing non-bank lender is looking for an experienced Senior Credit Manager to join their team in Melbourne. This is a key role for someone who understands residential lending inside and out, with a strong track record in the non-bank lending space.
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About the Role
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You'll be responsible for credit assessment, risk management, and decisioning across the residential lending portfolio, working closely with sales, operations, and senior leadership to ensure sound, commercially balanced credit outcomes.
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Key Responsibilities
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- Assess and approve residential lending applications within delegated authority
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- Review complex credit submissions and provide clear, well-reasoned recommendations
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- Manage credit risk across the residential loan book, identifying and mitigating exposure
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- Develop and refine credit policy, procedures, and lending guidelines
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- Mentor and support credit and lending team members
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- Liaise with brokers, introducers, and internal stakeholders on complex deals
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- Monitor portfolio performance and report on credit quality and trends
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- Ensure compliance with responsible lending obligations and internal risk frameworks
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What We're Looking For
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- Minimum 5 years' experience in residential lending, with direct exposure to the non-bank / private lending sector
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- Strong credit assessment and risk analysis skills, including complex and non-conforming deals
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- Sound understanding of responsible lending obligations and regulatory requirements
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- Excellent judgement, attention to detail, and ability to work autonomously
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- Strong communication skills, with the ability to explain credit decisions transparent to brokers and stakeholders
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- Experience mentoring or leading junior credit staff (highly regarded)
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Why Join Us
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Be part of a growing, agile non-bank lender where your expertise directly shapes credit outcomes and business growth. We offer a collaborative culture, genuine autonomy, and the opportunity to make a real impact.
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📌 Senior Credit Manager (Victoria)
🏢 FourQuarters Recruitment
📍 Victoria
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