A leading, fast-growing non-bank lender is seeking a Senior Credit Analyst to join its Melbourne based credit team. With a global footprint and a solid track record in mortgage lending and capital markets, this organisation offers a dynamic environment and ongoing growth with a fast-paced environment.
In this role, you’ll play a key part in ensuring high-quality credit decisions, maintaining strong risk standards, and supporting the business through accurate assessments, sound judgement, and effective stakeholder engagement.
Key responsibilities:
- Conducting detailed credit assessments on allocated residential, commercial, SMSF and construction applications
- Providing clear recommendations to Delegated Lending Authority holders and/or exercising your own
- Identifying and escalating potential fraud risks
- Maintaining high-quality data standards and documentation
- Applying sound judgement to identify and manage operational and credit risk
- Ensuring adherence to credit policy, regulatory guidance and legal requirements
- Building effective relationships with internal stakeholders to support strong outcomes
- Contributing to a high-performing, collaborative team culture
The ideal background:
- 2 - 4+ years’ experience in lending or credit assessment, with exposure to one or more of residential, commercial, SMSF and/or construction lending
- Experience working in a manual credit assessment environment
- Ability to work autonomously with strong self-motivation
- A proactive, solutions-focused approach and a genuine “can-do” attitude
- Excellent communication skills and strong attention to detail
- Ability to adapt quickly, learn on the fly, and perform under pressure
- Commitment to integrity, teamwork, fairness and continuous improvement
Why this role? You’ll be joining an expanding financial services group with a global presence, a strong culture, and significant career growth opportunities. If you’re looking to take the next step in your credit career and thrive in a fast-paced workplace, this is an outstanding opportunity.