Portfolio & Credit Risk Manager
Sydney | Non-Bank Real Estate Lender
Our client is a non-bank lender specialising in real estate finance, having grown from a startup to around $1.5 billion in loans under management over the past 10 years.

This is a newly created role sitting between senior leadership and the credit team, covering loan documentation, portfolio management, credit risk and workout situations. You'll report directly to leadership and hold final sign-off on loan documents and security packages before they go to the Board, so it's hands-on, not just an oversight seat.

What you'll be doing
Reviewing credit submissions and committee papers ahead of executive and Board approval
Final review of loan documentation and security packages
Monitoring the loan portfolio, including covenant testing and credit risk
Flagging emerging risks and recommending mitigation
Running insolvency, workout and recovery processes on distressed loans
Working directly with lawyers, insolvency practitioners, valuers and borrowers




Partnering with credit, risk and leadership to keep lending outcomes robust
Supporting the credit analyst team

Who we're after

Likely background in insolvency & restructuring, real estate debt advisory, non-bank lending, private credit, commercial property finance, or credit/portfolio risk.

You'll need:
Solid understanding of real estate lending structures
Comfort reviewing facility agreements, securities, guarantees, deeds and mortgage documentation
Exposure to distressed debt, workouts or insolvency
Experience with covenant compliance
Solid stakeholder skills
A hands-on, commercial approach

Preferred
Real estate lending experience is essential
Construction/development finance experience is a plus
Insolvency or restructuring background strongly preferred
Comfortable with complex or stressed lending situations
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📌 Portfolio & Credit Risk Manager New South Wales
🏢 Perigon Group
📍 New South Wales