A rare chance for an experienced underwriter to own their credit decisions and thrive in a people focused team
Your new company
Join a well established customer owned bank known for genuinely caring about its people, its members, and the quality of its lending decisions. With a collaborative culture, strong values, and an open door environment, this is an organisation where experienced credit professionals can make a meaningful impact.
Your new role
As a Credit Underwriter, you will assess residential mortgage applications across direct and broker channels with a strong focus on manual credit decisioning.
In this role you will:
Complete full credit assessments for mortgage applications
Analyse deals manually without relying on system auto decisions
Call brokers to clarify information and resolve scenarios quickly
Apply policy, use judgement and make confident decisions within delegation
Contribute to a consistent, team-oriented and high trust team environment
What you'll need to succeed




Strong experience in residential mortgage credit assessment
Proven manual credit decisioning skills
Confident engaging with brokers by phone
Strong attention to detail and consistent quality
Team focused, down to earth, and open to feedback
What you'll get in return
Competitive salary package with bonus potential
Work from home 3 days a week
Supportive leaders who offer clear guidance and development
Administrative support so you can focus on pure credit assessment
A collaborative, people focused culture with regular social and learning activities
A stable, values driven organisation experiencing strong growth
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV.
If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.
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📌 Credit Underwriter (Sydney)
🏢 Hays
📍 Sydney