Portfolio & Credit Risk Manager
Sydney | Non-Bank Real Estate Lender
Our client is a non-bank lender specialising in real estate finance, having grown from a startup to around $1.5 billion in loans under management over the past 10 years.

This is a newly created role sitting between senior leadership and the credit team, covering loan documentation, portfolio management, credit risk and workout situations. You'll report directly to leadership and hold final sign-off on loan documents and security packages before they go to the Board, so it's hands-on, not just an oversight seat.

What you'll be doing

- Reviewing credit submissions and committee papers ahead of executive and Board approval
- Final review of loan documentation and security packages
- Monitoring the loan portfolio, including covenant testing and credit risk
- Flagging emerging risks and recommending mitigation
- Running insolvency, workout and recovery processes on distressed loans
- Working directly with lawyers, insolvency practitioners, valuers and borrowers




- Partnering with credit, risk and leadership to keep lending outcomes robust
- Supporting the credit analyst team

Who we're after

Likely background in insolvency & restructuring, real estate debt advisory, non-bank lending, private credit, commercial property finance, or credit/portfolio risk.

You'll need:

- Solid understanding of real estate lending structures
- Comfort reviewing facility agreements, securities, guarantees, deeds and mortgage documentation
- Exposure to distressed debt, workouts or insolvency
- Experience with covenant compliance
- Strong stakeholder skills
- A hands-on, commercial approach

Preferred

- Real estate lending experience is essential
- Construction/development finance experience is a plus
- Insolvency or restructuring background strongly preferred
- Comfortable with complex or stressed lending situations

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📌 Portfolio & Credit Risk Manager (New South Wales)
🏢 Perigon Group
📍 New South Wales