We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

It starts here. With Bendigo Bank… and you.

Come and be part of our specialist Financial Crime Risk team. As we continue to enhance our capabilities, this is a unique leadership opportunity to provide critical expertise, strategic thinking, and effective challenge to uplift the bank’s resilience against financial crime. We are currently recruiting a driven and experienced professional to join our Group Risk function.

As the lead subject matter expert in our Financial Crime Risk team, you’ll make an impact by:

- Owning and shaping our defences against complex international risks by designing, implementing, and leading the bank's Sanctions and Tax Transparency frameworks.
- Acting as the bank’s ultimate authority on Sanctions and Tax Transparency, providing expert advice and data-driven insights to senior leaders on critical threats and strategic initiatives.
- Translating complex international obligations (Sanctions, FATCA, CRS) into a clear, resilient, and defensible risk management strategy that protects the bank, our customers, and the community.
- Leading from the front by collaborating across the business to embed a proactive and intelligent approach to identifying and managing financial crime risk.

About the role The Senior Manager, Sanctions and Tax Transparency reports to the Head of Financial Crime Policy and Governance. In this pivotal leadership role, you will act as Group Risk’s lead subject matter expert, responsible for designing and delivering the end-to-end risk management strategy for Sanctions and Tax Transparency (FATCA/CRS). You will own the strategy for these critical risk types, from policy design and implementation to providing robust second-line oversight. Your purpose is to ensure the bank has a resilient and defensible framework to comply with complex international obligations, protect against regulatory action, and safeguard its reputation.

Key accountabilities include:

- Policy Framework Ownership: Accountable for the design, implementation, and maintenance of the bank's policies, standards,



and control frameworks for Sanctions and FATCA/CRS.
- Second-Line Risk Oversight & Challenge: Provide effective second-line oversight and challenge to the business, ensuring controls are designed effectively and are operating as intended.
- Expert Advisory and Guidance: Act as the bank’s ultimate subject matter expert, providing timely and pragmatic advice to the business on complex transactions, high-risk customers, and strategic initiatives.
- Incident and Investigations Management: Lead the investigation and management of potential sanctions breaches or significant FATCA/CRS reporting issues, including overseeing regulatory disclosures.
- Regulatory Change Management: Identify, assess, and oversee the implementation of business-wide changes stemming from new sanctions lists, evolving laws, or new tax transparency regulations.

What you’ll bring to the role

Essential:

- Proven experience in a senior specialist or leadership role focusing on Sanctions and/or Tax Transparency within a financial institution.
- Expert-level knowledge of Australian and key international Sanctions regimes (e.g., UN, OFAC, HMT, EU) and global tax transparency regimes (FATCA/CRS).
- A track record of designing and implementing policy frameworks and control programs for these specific financial crime risk types.
- Proven ability to build credibility and influence senior business stakeholders to make risk-informed decisions.
- Exceptional communication skills, with the ability to articulate complex risks and present program effectiveness to senior management.

Highly desirable:

- Prior experience engaging directly with regulators (e.g., AUSTRAC, DFAT) or auditors on these subject matters.
- Experience managing or leading the response to potential regulatory breaches.
- A tertiary qualification in a business-related discipline and/or a financial crime industry qualification (e.g., ACAMs, CAMS).





This is a permanent full-time position located in Melbourne, Bendigo, Adelaide, Sydney or Brisbane. We offer flexible work options that put our people first, working in a hybrid model with a minimum local Head Office attendance requirement determined by your Leader, to find a rhythm that works best for you and your team.

Internal Applications

Please note, all internal candidates are required to notify their immediate leader when applying for a new career opportunity and you will be asked to acknowledge they have done so upon submission of your application.

For more information, check out the Application Process for Internal Candidates page.

So, why work for us? Want big impact that matters? Here, you’ll know your work directly benefits the customers and communities we all serve. You’ll also get access to a excellent range of benefits, including:

- Flexibility means different things for different people. Whether it’s hybrid work, flexible hours, a compressed work week, job-sharing or something different, our flexible work options are designed to put people first.
- Health and wellbeing support, including discounted gym memberships, private health insurance options, and our Employee Assistance Program (EAP) for you and your immediate family members.
- Opportunities to take your learning to the next level through our corporate university ‘BEN U’ or at an external provider of your choice.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process. Still in two minds?

Research suggests 60% of women and underrepresented groups might stop here, even after getting as far as drafting an application. We believe that diversity makes every team stronger, so even if you don’t tick every box, we still want to see your application!

We’re making better, bigger. And we’ll get there with you .

Now’s the time to set your sights even higher – on the future you and the future career you deserve.

📌 Senior Manager Sanctions & Tax Transparency (Melbourne)
🏢 Bendigo Bank
📍 Melbourne