Lending Associate | Pathway to Lending Specialist or Mortgage Broker
Yard is looking for a Lending Associate with some existing exposure to lending, banking or mortgage broking who wants to build a long-term career in lending.
This is not a purely administrative loan processing role.
You will work directly with customers and experienced lenders, gaining hands-on exposure to loan structuring, serviceability, credit assessment and deal progression.
The role is designed as a pathway into a Lending Specialist or Mortgage Broker position within Yard.
Key responsibilities
Speak with customers to understand their finance needs and objectives
Assist with residential and commercial loan scenarios
Review borrower income, liabilities, financial information and supporting documents
Learn and apply serviceability requirements and lending policy
Assist with loan structuring and lender selection
Prepare and progress loan applications through credit and settlement
Work with customers, lenders, brokers, credit teams and referral partners
Follow up outstanding information and keep applications progressing
Develop an understanding of credit risk and lending fundamentals
Build strong relationships with customers and business partners
About you
1+ years' experience in lending, banking, mortgage broking support or a related financial services role
Exposure to home loans, loan applications, credit assessment or lending policy
Confidence speaking with customers and building relationships
Robust attention to detail and organisational skills




Good numerical and analytical ability
A proactive approach to learning and problem solving
The ability to manage multiple applications and competing priorities
A genuine interest in understanding how lending and credit decisions are made
A willingness to take increasing ownership as your experience develops
A Certificate IV or Diploma in Finance and Mortgage Broking is highly regarded, although practical lending experience, aptitude and attitude are more important
About us
Yard is an Australian fintech lender and fund manager based in Barangaroo.
We provide residential and commercial lending and also help customers access finance through our mortgage broking team.
Our team works across a broad range of lending scenarios, giving you exposure to different borrowers, loan structures, credit policies and funding options.
Clear pathway into a Lending Specialist or Mortgage Broker role
Hands-on exposure to residential and commercial lending
Develop practical skills in credit assessment, servicing, loan structuring and lending policy
Work directly with experienced lenders and brokers
Gain meaningful responsibility from an early stage
Work in a collaborative, high-performance team
Opportunity to build a long-term career as Yard grows
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📌 Lending Associate | Pathway To Lending Specialist Or Mortgage Broker (New South Wales)
🏢 Yard
📍 New South Wales