Portfolio analysis and performance monitoring
Analyse portfolio trends, drivers, emerging risks, and opportunities across the credit lifecycle
Identify performance shifts and translate findings into transparent, actionable recommendations
Provide analytical support to credit strategy development through segmentation analysis, decisioning performance review, and impact modelling
Support the design and testing of rule changes and policy adjustments
Use data and analytical tools to uncover meaningful patterns, validate business hypotheses, and quantify the impact of credit decisions on portfolio outcomes
Use advanced analytics, data tools, and modern platforms to improve portfolio understanding and identify opportunities to enhance credit strategies and processes
Partner with business, technology, operations, and risk teams to provide analytical support for credit decisions
Requirements
Experience in credit risk, banking, or another analytics-led decision environment where you have supported analytical or portfolio analysis work
Strong analytical capability, with the ability to interpret complex data, identify meaningful patterns, and derive insights that inform action
Skills in SQL, Python, SAS, Excel, Tableau, or similar tools used for analysis
Ability to translate analysis into clear, practical recommendations that balance customer outcomes, risk appetite, and business performance
Sound understanding of Australian retail credit portfolios, including key segments, performance drivers, and the broader risk landscape




Working knowledge of core portfolio metrics such as losses, recoveries, provisions, and return outcomes
Strong problem-solving, structured thinking, and analytical reasoning skills
Experience communicating analytical findings clearly to business and risk stakeholders
A curious mindset and willingness to keep learning and improving
A tertiary qualification in a quantitative, analytical, commercial, legal, technology, or related discipline is valued, or equivalent practical experience
Core Competencies
Demonstrates strong analytical capabilities in credit risk analysis, utilizing SQL, Python, and Tableau to derive actionable insights and support credit strategy development.
Possesses a solid understanding of Australian retail credit portfolios and core portfolio metrics, effectively communicating findings to stakeholders.
Highest-signal resume keywords
Credit Risk Analysis
SQL
Python
Tableau
Portfolio Performance Monitoring
Hard Skills
Analytical Capability
Data Interpretation
Segmentation Analysis
Impact Modelling
Performance Review
Soft Skills
Problem-Solving
Structured Thinking
Analytical Reasoning
Curiosity
Communication
Certifications & Qualifications
Tertiary Qualification in Quantitative Discipline
Industry Keywords
Australian Retail Credit Portfolios
Performance Drivers
Risk Landscape
Portfolio Metrics
Credit Decisions
Tools & Technologies
SAS
Excel
Data Tools
Modern Platforms
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📌 Senior Credit Risk Analyst (New South Wales)
🏢 Jobtailor
📍 New South Wales