The Opportunity

Pacific Talent Partners has been exclusively retained to appoint a Chief Risk Officer for a well-established, publicly listed financial services group. Operating as a significant player in the broader credit and lending market, the organisation maintains a diversified portfolio supported by robust funding structures and wholesale capital markets.

The Role

Reporting directly to the Chief Executive Officer, the Chief Risk Officer will take overall accountability for the group’s enterprise risk, legal, compliance, and governance frameworks. The mandate requires a commercially pragmatic executive to act as an independent advisor to the CEO, Board, and executive leadership, fostering a strong culture of risk ownership across all business units.

Key Responsibilities:

- Enterprise Risk Strategy & Governance: Lead the development and continuous improvement of the group's enterprise risk framework, Risk Appetite Statement, limits, and escalation pathways.
- Credit, Portfolio & Lending Risk: Provide independent oversight of credit risk across residential mortgage and asset finance portfolios, monitoring underwriting standards, arrears, hardship, provisioning, and macroeconomic trends.
- Compliance, Conduct & Regulatory Engagement: Oversee compliance management across credit, financial services, privacy, AML/CTF, and consumer protection, maintaining transparent, constructive relationships with regulators.
- Operational Resilience & Emerging Risk: Oversee operational risk, business continuity, third-party risk, cyber resilience, technology, data integrity, and AI governance.
- Board & Committee Reporting: Serve as the primary risk lead for the Board Risk Committee and executive forums, delivering meaningful, forward-looking insights and risk analytics.
- Risk Culture & Business Partnership: Champion a strong, transparent risk culture across all lines of business,



providing practical advice on product design, lending, transformation, and funding decisions.
- Risk Function & Governance Leadership: Lead and develop the Risk, Legal, Compliance, and Company Secretariat teams, ensuring functional capability, succession depth, and three-lines assurance alignment.

Core Competencies:

- Executive Leadership: A proven track record as a CRO, Deputy CRO, or senior risk executive within an ASX-listed, regulated financial services, banking, or non-bank lending workplace.
- Credit & Lending Expertise: Deep experience in credit risk oversight, responsible lending, underwriting standards, portfolio analytics, and hardship settings within mortgage and asset finance.
- Governance & Regulatory Acumen: Comprehensive understanding of ASIC, ASX, AML/CTF, privacy, consumer credit, and conduct obligations relevant to a listed lender.
- Operational & Technology Resilience: Strong capability in operational risk, business continuity, cyber security, data risk, third-party risk, and modern AI/technology governance.
- Commercial & Strategic Mindset: The ability to provide independent, credible challenge while connecting risk insights to enterprise performance, strategy, and business execution.
- Stakeholder Management: Sophisticated communication and negotiation skills with a track record of engaging credibly with Boards, Audit/Risk Committees, regulators, and executive peers.

To Apply: We anticipate a high volume of interest and encourage all expressions of interest to apply directly. All applications will be handled with the strictest confidence and will be acknowledged upon receipt. Further details, including a comprehensive position briefing, will be provided to qualified candidates upon application. Applicants must hold unrestricted Australian working rights.

This search is led by Mateo Villa and Dominic Allen, who can be contacted at [email protected] and [email protected] .

📌 Chief Risk Officer (Sydney)
🏢 Pacific Talent Partners
📍 Sydney