Pen Underwriting is seeking an experienced Senior Underwriter to join our Property team.

Pen Underwriting is a leading underwriting agency, partnering with more than 500 broking businesses and thousands of brokers across Australia. We deliver innovative insurance products and risk solutions across a broad range of insurance classes, backed by highly rated domestic and international insurance and reinsurance partners.

What sets us apart is our combination of deep technical expertise and exceptional service. Our close-knit team of commercial insurance professionals brings together more than 1,000 years of collective underwriting experience, enabling us to provide solutions for complex risks while building trusted, long-term broker relationships.

At Pen, we're proud of our collaborative culture and commitment to customer outcomes. We value diversity, inclusion and community engagement, and foster an environment where our people are empowered to grow, contribute and succeed. It's a workplace built on strong relationships, collaboration and shared success.

The Role:

As a Senior Underwriter, you will be responsible for:

- Applying underwriting strategies across targeted industries and occupations to deliver profitable growth.
- Assessing and underwriting new business and renewal opportunities in accordance with Pen Underwriting guidelines and delegated authorities.
- Providing technical underwriting expertise, including risk assessment, coverage analysis, terms, conditions and pricing for new and existing accounts.
- Building and maintaining strong relationships with brokers to drive new business opportunities and maximise renewal retention.




- Collaborating with underwriters across product lines to strengthen broker relationships and identify growth opportunities.
- Acting as a key technical referral point and mentor for underwriters across the team.
- Building and maintaining relationships with capacity providers and other key stakeholders.
- Developing a strong understanding of portfolio performance, market trends and emerging risks to support sound underwriting decisions.

What You’ll bring: To succeed in this role, you'll bring a positive, proactive attitude along with:

- A minimum of 5 years' commercial property underwriting experience.
- Advanced knowledge of property underwriting principles, tools, processes and guidelines.
- A solid understanding of the Australian insurance market and broker distribution channels, with a proven ability to build and maintain relationships.
- Experience underwriting complex property risks and making sound underwriting decisions within delegated authority.
- Strong commercial acumen and negotiation skills.
- Excellent time management, organisational and prioritisation skills.
- Strong analytical, problem-solving and attention-to-detail capabilities.
- Proficiency across the Microsoft Office suite, particularly Excel, Word and Outlook.

Any offer of employment and subsequent continuing employment is dependent upon the completion of relevant pre-employment background checks. All applicants are required to undergo employment screening checks prior to commencing. Pen Underwriting is an Equal Employment Prospect (EEO) employer committed to the principles of workplace diversity and inclusion. We welcome all people regardless of ethnicity, faith, sexual orientation, gender identity and lifestyle choices.

📌 Senior Property Underwriter (Sydney)
🏢 Pen Underwriting - Australia
📍 Sydney