About KPay Group

KPay Group (KPay) is a leading fintech company empowering businesses of all sizes with simple, smart, seamless, and secure technology solutions. Serving 95,000+ merchants across Hong Kong, Singapore, Japan, and Australia, we help businesses grow through an integrated platform for payments, financial management, and digital transformation.

Backed by USD 55 million in Series A funding —the largest global payments-sector Series A in 2024 —KPay has been recognised as Forbes Asia's 100 to Watch (2025) and PayFac of the Year (2025) .

About the Role

We are looking for a Settlement Officer to join our Australia Operations team. You will support daily merchant settlements, reconciliation, and payment operations, ensuring transactions are accurate, timely, and properly controlled.

This role is ideal for candidates with 1+ year of experience in fintech, payments, banking operations, or settlement. We also welcome strong candidates from AP/AR, SSC, KYC/Compliance, or bank back-office backgrounds.

What You’ll Do

- Process and monitor daily merchant settlements and payouts
- Reconcile transaction data across internal systems and banking partners
- Investigate discrepancies, failed transactions, and settlement issues




- Monitor settlement cycles and identify irregularities
- Work with Finance, Risk, Compliance, and Technology teams to resolve issues
- Maintain accurate records and support reporting and audits
- Identify opportunities to improve processes and reduce manual work

What We’re Looking For

- 1+ year of relevant experience in fintech, payments, banking, settlement, reconciliation, or operations
- Strong numerical ability and excellent attention to detail
- Valuable understanding of transactional processes and system logic
- Proficient in Excel / Google Sheets
- Experience with KYC or payment processes is highly preferred
- Strong ownership, reliability, and ability to meet deadlines
- Comfortable working in a fast-paced, high-volume environment
- Strong communication and problem-solving skills

Why Join KPay?

- Gain hands-on experience in payments and fintech operations
- Work closely with Finance, Risk, Compliance, and Technology teams
- Join a high-growth fintech expanding across Australia
- Build strong analytical, systems, and operational skills
- Enjoy clear career progression within Operations or Finance

📌 Settlement Officer (Fintech) (Sydney)
🏢 KPay Group
📍 Sydney