About KPay Group KPay Group (KPay) is a leading fintech company empowering businesses of all sizes with straightforward, smart, seamless, and secure technology solutions. Serving 95,000+ merchants across Hong Kong, Singapore, Japan, and Australia, we help businesses grow through an integrated platform for payments, financial management, and digital transformation. Backed by USD 55 million in Series A funding—the largest global payments-sector Series A in 2024—KPay has been recognised as Forbes Asia's 100 to Watch (2025) and PayFac of the Year (2025).

About the Role We are looking for a Settlement Officer to join our Australia Operations team. You will support daily merchant settlements, reconciliation, and payment operations, ensuring transactions are accurate, timely, and properly controlled. This role is ideal for candidates with 1+ year of experience in fintech, payments, banking operations, or settlement.

We also welcome strong candidates from AP/AR, SSC, KYC/Compliance, or bank back-office backgrounds. What You’ll Do Process and monitor daily merchant settlements and payouts

Reconcile transaction data across internal systems and banking partners

Investigate discrepancies, failed transactions, and settlement issues





Monitor settlement cycles and identify irregularities

Work with Finance, Risk, Compliance, and Technology teams to resolve issues

Maintain accurate records and support reporting and audits

Identify opportunities to improve processes and reduce manual work What We’re Looking For 1+ year of relevant experience in fintech, payments, banking, settlement, reconciliation, or operations

Strong numerical ability and excellent attention to detail

Good understanding of transactional processes and system logic

Proficient in Excel / Google Sheets

Experience with KYC or payment processes is highly preferred

Strong ownership, reliability, and ability to meet deadlines

Comfortable working in a fast-paced, high-volume environment

Strong communication and problem-solving skills Why Join KPay? Gain hands-on experience in payments and fintech operations

Work closely with Finance, Risk, Compliance, and Technology teams

Join a high-growth fintech expanding across Australia

Build strong analytical, systems, and operational skills

Enjoy clear career progression within Operations or Finance

📌 Settlement Officer (Fintech) (Sydney)
🏢 KPay Group
📍 Sydney