At Ubank, we’re committed to creating a safer banking experience for our customers. As fraud and scams continue to evolve, we’re looking for an experienced Fraud Risk Associate Director to provide senior fraud risk leadership, strengthen organisational resilience, and support key regulatory and strategic initiatives.

What You’ll Be Doing

As a senior fraud risk subject matter expert, you’ll provide strategic guidance and practical support across fraud and scams risk management, regulatory change, audit activities, and risk uplift programs.

Key Responsibilities Include

- Providing senior fraud risk SME leadership across fraud, scams, controls, incidents, and thematic risk matters.
- Supporting the implementation and ongoing management of Scam Prevention Framework (SPF) requirements and other fraud-related regulatory initiatives.
- Leading and contributing to fraud risk assessments, control reviews, and thematic analysis.
- Supporting internal audit engagements, assurance activities, issue remediation, and risk uplift programs.
- Partnering with business, product, operational, and change teams to identify, assess, and manage emerging fraud and scams risks.
- Preparing governance papers, risk insights, recommendations, and escalation materials for senior stakeholders.
- Providing trusted fraud risk advice across business initiatives, operational changes, and strategic programs.
- Building organisational resilience by strengthening senior fraud SME capability and reducing key‑person dependency risk.

What You’ll Bring

We’re looking for an experienced fraud risk professional with deep expertise in fraud, scams, risk management,



and regulatory engagement within banking or financial services.

- Significant experience in fraud risk management, financial crime risk, or operational risk within a regulated financial services environment.
- Solid knowledge of fraud controls, scams risk management, and emerging fraud threats.
- Experience supporting regulatory change, audit engagements, assurance reviews, and remediation programs.
- Strong understanding of risk frameworks, governance practices, and control environments.
- Ability to translate complex risk issues into practical business outcomes and clear stakeholder recommendations.
- Excellent stakeholder management skills with the ability to influence across all levels of the organisation.
- Proven experience leading complex risk initiatives and working across cross‑functional teams.
- Strong written and verbal communication skills, including preparation of governance and executive‑level papers.

Why This Role Matters

This role will help strengthen Ubank’s fraud risk capability at a time of increasing regulatory focus, evolving scam threats, and heightened customer expectations.

Your Impact Will Include

- Strengthening support for SPF and fraud‑related regulatory priorities.
- Improving resilience by reducing reliance on a single fraud SME.
- Enhancing responsiveness to audit, assurance,



uplift, and remediation activities.
- Providing greater specialist capability across business, risk, and financial crime stakeholders.
- Helping protect customers and the bank from emerging fraud and scams risks.

Why Ubank?

- Innovation with impact: From meaningful work to amazing benefits, we equip you with the tools and support to drive real change – so your ideas don’t just stay ideas, they become impact.
- Collaborative, supportive & fun: We believe innovation is a team sport. It comes from a special kind of culture that’s highly cooperative and gives people the support they need to thrive.
- Build something great: Ubank is where ambition meets opportunity. We don’t just talk about change – we give you the tools, trust, and support to make it happen.
- Freedom to be yourself: We celebrate individuality and give you the flexibility to work in ways that suit your style. Our hybrid working model lets you balance connection and autonomy.
- Accelerate your Career: With clear paths for career development, your potential won’t just be recognised, it’ll be accelerated.

We acknowledge the Traditional Custodians of our local area.

This Sydney‑based permanent role requires Australian or New Zealand citizenship or permanent residency.

We welcome applicants of all backgrounds, and our Talent team is excited to connect with you.

Please note, we’re not accepting unsolicited candidate submissions from recruitment agencies. We work with a dedicated panel of partners, so kindly ask agencies not to contact Ubank team members directly.

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📌 Associate Director, Fraud Risk (City of Sydney)
🏢 UBank
📍 City of Sydney