Product Manager
The Prospect:
One of Australia's fastest scaling FinTechs is hiring a commercially minded, data-led Product Manager to drive growth across its lending products.
This is a modern consumer lender helping hundreds of thousands of working Australians manage short-term cash flow, with a second credit product recently launched and more to come.
Underneath sits an AI-driven decisioning engine built in-house, so product decisions show up fast in approvals, losses and unit economics. And it does it the right way: flat, transparent pricing, no late-fee traps, and multiple industry awards for ethical lending.
The Role:
This is not a fluffy PM role or a glorified BA mandate. Product here helps decide what the business builds next
Your day starts with the numbers. Approvals, conversion, losses, customer behaviour: you notice what moved, work out why, and form your own view before anyone briefs you
You break the problem down, size the commercial upside, and turn it into requirements a lean squad can ship. Then you measure what it did and go again
Reporting into the Head of Product, you'll sit alongside a fellow PM, designers and engineers. Nobody hands you a backlog
What you'll do:
Own key features across the lending portfolio, from ideation through requirements, delivery and iteration
Pull your own numbers. Use self-serve data to diagnose issues,



size opportunities, and prioritise what to ship next
Write concise requirements, rules and edge cases for web and mobile workflows
Partner with lending, risk, operations, marketing and analytics on business cases and trade-offs
Keep lending safe, transparent and commercially smart, not just bigger for the sake of volume
What you bring:
Strong experience as a digital Product Manager owning a core web or app-based journey, ideally an application, onboarding or origination funnel
Experience in consumer lending, BNPL, on-demand pay, digital banking or other regulated credit products
A consulting foundation is highly regarded. If you came through at a strategy or advisory firm before moving into fintech or a scale-up, you'll fit the shape of person this team backs
Real operating experience on top of that thinking. You've owned a product, shipped things and worked directly with engineers, not just advised the people who did
Strong commercial instinct. You can explain what your product work did to revenue, margin, quality or losses, not just to conversion
Deep comfort with data. You interrogate what changed and form your own view before anyone briefs you
High curiosity and low ego. You get into the weeds and don't wait to be told what matters
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📌 Product Manager (New South Wales)
🏢 Latitude IT
📍 New South Wales