Credit Officer/Parabroker – Mortgage Broking (Residential & Commercial)
Maclean Financial is a growing and dynamic mortgage broking business providing tailored lending solutions across residential and commercial finance. As part of the Maclean Group, we sit within a broader financial services organisation that also specialises in asset finance, insurance, and accounting. This gives our team a strong referral network, consistent deal flow, and genuine long-term career opportunities.
We only deal with self‐employed clients, including business owners and complex structures, which creates a more interesting and technical credit environment than a standard PAYG book.
With a high‐performing team and an expanding client base, we're looking for a Credit Officer / Parabroker who wants more than a back‐office role — someone who enjoys working directly with clients and is genuinely interested in building toward becoming a broker.
About Us
Maclean Financial is a growing and dynamic mortgage broking business providing tailored lending solutions across residential and commercial finance. As part of the Maclean Group, we sit within a broader financial services organisation that also specialises in asset finance, insurance, and accounting. This gives our team a strong referral network, consistent deal flow, and genuine long‐term career opportunities.
We only deal with self‐employed clients, including business owners and complex structures, which creates a more engaging and technical credit environment than a standard PAYG book.
With a high‐performing team and an expanding client base,



we're looking for a Credit Officer / Parabroker who wants more than a back‐office role — someone who enjoys working directly with clients and is genuinely interested in building toward becoming a broker.
About the Role
This is a key role responsible for managing the credit and application process from submission through to settlement. It is deliberately not a purely administrative position. You'll be client‐facing from day one — speaking with clients, following up on documents, managing expectations, and keeping applications moving efficiently.
For the right person, this role is a clear pathway to becoming a broker. You'll learn deal structuring, lender policy, and client management from experienced brokers, with the support, mentoring, and referral flow of the broader Maclean Group behind you. We want someone who sees this as the first step in a broking career, not the end point.
Key Responsibilities
Assess and analyse loan applications across residential and commercial lending
Work on deals primarily involving self‐employed clients and complex income structures
Prepare and structure deals for submission to lenders
Run serviceability calculations and scenario modelling, including complex and self‐employed scenarios
Liaise directly with clients to gather information and supporting documents
Follow up with clients, lenders, solicitors, accountants, and other stakeholders
Manage lender communication and application progress through to settlement




Ensure all applications meet compliance and documentation requirements
Support brokers with credit policy guidance and deal structuring
Identify risks and provide solutions to strengthen applications
Maintain accurate records within CRM and aggregator systems
About You
Essential:
Experience in mortgage credit assessment, lending, or a parabroking/credit support role
Comfortable and confident in a client‐facing role
— you enjoy speaking with clients and managing relationships
Ambitious
— you want to grow into a broker and are willing to learn the skills to get there
Highly preferred: experience within a mortgage broking firm
Highly preferred: commercial lending / commercial credit experience
Preferred: experience with self‐employed clients, including financials, add‐backs, and complex structures
Strong understanding of lender policies and servicing calculators
High attention to detail and strong analytical skills
Ability to manage multiple deals and deadlines
Highly organised, proactive, and able to take ownership of the process
Strong communication and stakeholder management skills
Experience with aggregator platforms and broker systems is advantageous
What We Offer
Competitive salary package ($90k – $110k + super)
A genuine pathway to becoming a broker
, with mentoring and support to get you there
Opportunity to work on complex, high‐quality deals across self‐employed and commercial lending
A supportive, high‐performing team environment
Career growth within the broader Maclean Group
Exposure to a strong referral network across mortgage broking, asset finance, insurance, and accounting
Office based in Mascot, Sydney
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📌 Credit Officer/Parabroker – Mortgage Broking (Residential & Commercial) (New South Wales)
🏢 Maclean Financial
📍 New South Wales