2x Senior Credit Analyst | Residential Lending | $130K+

Sick of decisions getting stuck in committee?

This residential lender built its credit model to cut that out entirely, backed by robust institutional funding, moving fast, and scaling an onshore credit team in Sydney to match. They’re opening two Senior Credit Analyst seats at once: a rare chance to join a growing team from the ground floor, at the point where your judgement is trusted, your work is visible, and your ideas can genuinely change how the business assesses risk!

Why This Role Is Different
Own complex, non-standard files. not just tick-box full-doc
Modern tools remove repetitive admin so you spend your time on high-value decisions, not paperwork
Flat structure. direct line to the Credit Ops Lead, no layers of sign-off
Genuine equity (ESOP), you own a piece of what you’re building
Annual team offsite in Bali. The whole team, every year!
Shape process, not just follow it. Your ideas on workflow and assessment quality get heard

Who You Are




An experienced residential credit analyst with solid full-doc lending judgement
You’ve held a personal residential home loan DLA for 2+ years, continuously
You’ve worked at a lender, non-bank, or similar quick-moving credit environment
Practical and commercial, you balance speed, data, and risk without unnecessary process
Comfortable in a team that moves quickly and expects elite judgement
Alt-doc, self-employed, or commercial lending exposure is a bonus, not essential

Why Join This Business
Fast-growing, well-funded residential lender/fintech with a clear mission: make lending better for brokers and customers
Monthly tech & wellness allowance, plus annual learning & development support
The Annual Bali Offsite, the entire team, every single year
Regular team lunches and events, a genuinely tight-knit credit team
Free buyer's agent service, useful if home ownership is on your own radar too

Ready for a role that feels like a step forward?
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📌 2x Senior Credit Analyst Residential Lending $130k+ New South Wales
🏢 Platinum People Group
📍 New South Wales