Founded in ****, AltX Financial Group is a leading alternative asset manager with a portfolio of four dynamic brands: AltX, Assetline Capital, Clinch and 365 Funding. Together, we originate and manage lending transactions that deliver flexible, tailored solutions to borrowers and attractive risk-adjusted returns to investors. We're looking for a Credit Analyst to join our high-performing credit team and support the continued growth of our lending and investment operations.
About The Role
Reporting to the Credit Manager, you'll play a key role in assessing and preparing credit submissions across the AltX Financial Group. This is a hands‐on, detail-oriented role ideal for someone who thrives in a fast‐paced environment and enjoys working across diverse lending products. You'll be responsible for ensuring credit submissions are accurate, well-supported, and aligned with our internal policies, while also liaising with internal and external service partners legal teams to ensure smooth loan documentation and execution.
What You'll Be Doing
Assessing and reviewing loan applications across multiple product lines
Conducting due diligence in line with AltX's credit policies
Analysing financial statements, tax returns, valuations, and legal documents
Preparing and approving credit submissions using a Designated Lending Authority. When a deal is outside your DLA, presenting the credit submission for approval to senior DLA holders




Managing the pipeline of incoming loan applications
Drafting loan instructions and coordinating with solicitors
Identifying opportunities to streamline and improve credit processes
What Success Looks Like
You're known for your deep understanding of AltX's product suite
You consistently produce high-quality, error-free credit papers
You collaborate effectively with internal stakeholders, brokers, and BDMs
You bring a solutions-focused mindset to every challenge
What We're Looking For
Experience in banking, non-bank lending, or financial services in a credit-focused role
Strong understanding of the Australian housing market and regulatory landscape
Proven ability to assess long-term credit products
High attention to detail and strong analytical skills
Clear, concise written communication
Proficiency in Microsoft Office (Outlook, Excel, PowerPoint, Word)
Excellent time management and multitasking abilities
A customer-first, solutions-oriented approach
Why join AltX Financial Group
At AltX Financial Group, you'll be part of a cooperative, entrepreneurial team that values innovation, agility, and impact. We offer a dynamic work environment, exposure to a broad range of financial products, and the opportunity to grow your career in private credit and non-bank lending.
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📌 Credit Analyst (Sydney)
🏢 Assetline Capital
📍 Sydney