Full time position based in Melbourne CBD
Growing Non Bank Lender - our client provides a flexible approach to the assessment of their client's finances
2IC position reporting Directly to CEO
About My Client
My client is a growth-focused financial services firm specialising in cutting-edge working capital and structured finance solutions for Australia's SME sector.
Transactions require thoughtful analysis, tailored structuring, disciplined execution, and partnering closely with our clients to deliver outcomes that support sustainable growth.
About The Opportunity
We are seeking an experienced Senior Credit & Risk Underwriter to play a key role in shaping credit decision-making, risk assessment, and transaction structuring across the lending portfolio.
This is a hands-on senior position suited to a commercially minded credit skilled who enjoys working closely with origination, leadership, and risk stakeholders to deliver high-quality outcomes.




Key responsibilities
Credit Assessment and Underwriting
Deal structuring and Commercial Collaboration
Portfolio Management and Monitoring
Process, Governance and Innovation
About You
Background in lending, non-bank finance, business banking, or specialty finance — SME or commercial lending experience is highly regarded.
Strong financial analysis capability, including cashflow modelling, balance sheet analysis, and serviceability assessment.
Demonstrated experience structuring commercial lending facilities across a range of asset classes and security types.
Sound understanding of credit risk, security structures, and risk mitigation techniques, including property security, personal guarantees, and other collateral arrangements.
J-*-Ljbffr

📌 Senior Credit And Risk Analyst Melbourne
🏢 Thomas Frost Executive
📍 Melbourne