Our client is a leading Australian bank with a strong presence in the corporate and institutional lending market. Due to continued growth, they are looking to appoint an Associate / Senior Associate to join their high-performing Corporate Lending team.
This is an outstanding prospect to work on sophisticated cash flow lending transactions for mid-market and corporate clients, gaining exposure to complex financing structures and transactions of up to $100 million.
Working alongside experienced Relationship Directors and senior bankers, you'll play a key role in the analysis, structuring and execution of new lending opportunities while helping manage an established portfolio of corporate clients.
Responsibilities
- Conduct detailed financial analysis on new and existing corporate clients.
- Prepare high-quality credit submissions and lending recommendations.
- Analyse historical and forecast financial performance, cash flow, leverage and debt servicing capacity.
- Structure cash flow lending facilities tailored to client requirements.
- Work alongside Relationship Directors on new business opportunities and existing client relationships.
- Manage the execution of approved lending transactions through to settlement.
- Complete annual reviews, covenant monitoring and ongoing portfolio management.
- Liaise with internal credit, legal, risk and operations teams to ensure smooth transaction execution.
- Identify key credit risks and recommend appropriate risk mitigation strategies.
Requirements:
- Experience in commercial, corporate or institutional banking within a major bank, regional bank or specialist lender.
- Strong experience preparing credit submissions and assessing cash flow lending opportunities.
- A sound understanding of corporate lending structures and credit risk.
- Strong financial statement analysis and financial modelling skills.
- Excellent commercial judgement and analytical capability.
- Strong stakeholder management and communication skills.
- A degree in Commerce, Finance, Accounting, Economics or a related discipline.
- CA, CFA or postgraduate finance qualifications will be viewed favourably but are not essential.
This opportunity is ideally suited to someone currently working in Commercial Banking, Corporate Banking or Institutional Banking who is looking to broaden their transaction exposure and accelerate their career within a leading Australian bank.