Co-Pilot Finance & Insurance is a Nation wide-based finance and insurance brokerage helping clients navigate home loans, asset finance/Cashflow and insurance solutions. We're growing our team and looking for a driven Mortgage Broker to join us — whether you're an experienced broker ready to write more loans, or someone building a book and wanting the security of a base while you ramp up.
About the Role
You’ll manage the end-to-end loan process for a mix of warm leads and self-generated business — from initial client contact through to settlement — while building long-term relationships that lead to repeat business and referrals.
Two ways to structure this role — we'll tailor it to what suits you:
Option 1 — Commission-Only, Leads Provided
- Highly competitive commission split
- Consistent flow of qualified leads supplied by the business
- Ideal for an established broker who wants to maximise earning potential without lead-generation overhead
Option 2 — Small Base + Commission
- Modest base salary for income stability
- Commission plan on top, scaling with settlements
- Suited to a broker building their pipeline or newer to the industry who wants some certainty while they grow their book
What You’ll Be Doing
- Assessing client financial situations and recommending suitable loan products
- Liaising with a panel of lenders to structure and submit applications
- Guiding clients through approval, documentation, and settlement
- Maintaining compliance with responsible lending obligations and industry regulations
- Keeping accurate records in the CRM/aggregator platform
What We’re Looking For
- Certificate IV in Finance and Mortgage Broking (minimum) — Diploma highly regarded
- Current membership with MFAA or FBAA & AFCA
- Australian Credit Licence or authorisation under a Credit Representative arrangement
- Sound knowledge of lending policy, loan products, and the broking process
- Robust communication and client-relationship skills
- Self-motivated, organised, and comfortable managing your own pipeline
- Prior broking experience preferred but not essential for the base + commission pathway
- Min 2 years experience
What We Offer
- Flexible pay structure tailored to your experience and preference
- Support from an established brokerage with existing referral networks
- Access to a broad lender panel and aggregator platform
- Genuine career progression as the business grows
- Canterbury Bankstown area, close to transport