we are looking to hire a Loan Writer to take carriage of residential loan applications from initial assessment through to settlement. This is a file ownership role, not data entry. The prospect will prepare the credit case, drive the application through the lender, and keep clients and referrers informed throughout. Main responsibilities will include:

- Review income, liabilities and supporting documents, complete servicing calculations, and scenario modelling

- Research lender policy and work with the broker for allocating each scenario to the right lender and structure

- Prepare and lodge applications, and supporting notes via ApplyOnline to a standard that needs no rework

- Drive files from lodgement through assessment, valuation, approval, loan documents and settlement

- Respond to MIRs and lender conditions promptly, and coordinate valuers, solicitors and settlement agents

- Monitor the pipeline, flag files at risk of delay and escalate early

- Collect documents from clients and keep clients, referrers and third parties updated at each milestone

- Identify gaps or risks in a file and propose solutions before they become lender queries

- Meet NCCP, lender and internal documentation requirements, and maintain accurate records in MyCRM, ApplyOnline and lender systems

- Prepare comparisons and client summaries internally,



and support the broker on proposals and application strategy

Experience and skills required

- 2 to 3 years experience in residential loan writing or mortgage broking support

- Demonstrated experience preparing and lodging applications across a broad residential lender panel, including major banks, non-banks and specialist lenders

- Working knowledge of lender credit policy and the ability to interpret policy documents

- Proven experience managing files from submission through to settlement, including MIR responses and lender escalation

- Confident use of lender servicing calculators and broker portals

- MyCRM & ApplyOnline (AOL) experience is essential

- Robust written communication. This role produces documents that lenders read and act on

- High attention to detail and the ability to run multiple live files without losing track of any of them

- This will initially be a full time in office role, with flexibility once established

Highly regarded

- Cert IV in Finance and Mortgage Broking or Diploma of Finance and Mortgage Broking Management

- Exposure to self-employed and Alt Doc applications, including reading company financial statements, trust structures and business tax returns

- Exposure to SMSF and non-bank lending

📌 Loan Writer-Australia (Melbourne)
🏢 Kerner Norland
📍 Melbourne