Credit Analyst / Loan Writer – Full Time | Immediate Start

Join one of Australia’s most successful mortgage broking offices and take the next step in your career within a high-performing, supportive environment.

Mortgage Choice Ormeau & Yarrabilba is growing, and we’re looking for a driven, detail-oriented Credit Analyst or Loan Writer to join our team. Whether you're an experienced Loan Writer ready to hit the ground running, or an ambitious Credit Analyst looking to step up, get in front of clients, and transition into writing quickly, this is an exceptional opportunity.

You’ll be part of a collaborative and inclusive team that genuinely cares about both client outcomes and internal growth. With structured support, hybrid flexibility, mentoring from leading brokers, and a competitive commission structure, this role provides the ideal platform to sharpen your technical skills, build client relationships, and drive your own earning potential.

About the Role

This is a full-time position with an immediate start, working between our Ormeau and Yarrabilba offices with flexibility.

Depending on your experience, you will either jump straight into full loan writing or start in a technical Credit Analyst role with a structured, fast-track path into loan writing. This is a client-facing role where your credit expertise directly connects with end-to-end deal creation and client management.

Your responsibilities will include:

- Client Engagement: Interacting directly with clients to understand their goals, build relationships, and manage scenarios from initial inquiry through to settlement.
- Deal Structuring & Strategy: Assessing client scenarios, running serviceability,



and determining suitable lending strategies across a broad panel of lenders.
- Document & Risk Analysis: Reviewing financial documents (payslips, tax returns, company financials) to identify policy exceptions and structure winning approval outcomes.
- Packaging & Submissions: Preparing, packaging, and submitting loan applications to a high standard.
- Pipeline Management: Liaising with brokers, lenders, clients, and support staff to ensure effective turnaround times.
- System Management: Maintaining accurate notes and updates within CRM systems (HubSpot, Monday.com).

What We’re Looking For

We’re seeking someone who is analytical, proactive, and commercial, someone who thrives on problem-solving and wants to own their career progression.

The ideal candidate will demonstrate:

- Experience: Prior experience as a Loan Writer or Credit Analyst is highly favoured (lender assessors or high-performing loan processors looking to step up are also encouraged to apply).
- Credit & Policy Savvy: Solid understanding of lending fundamentals, serviceability calculators, and lender policies.
- Client-Facing Confidence: Excellent written and verbal communication skills with the confidence to deal directly with clients.
- Proactive Mindset: Ability to interpret complex financial documents, manage multiple deals simultaneously,



and find solutions where others see roadblocks.
- Tech Aptitude: Comfort using CRM systems and digital broking tools.

Why Join Us

Mortgage Choice Ormeau & Yarrabilba offers a unique opportunity to join a highly respected, women-led mortgage broking business that values performance, growth, and people.

Here’s what you can expect:

- Competitive Commission Structure: Earn straight off the bat as a Loan Writer, or unlock uncapped earning power as you transition into loan writing.
- Clear Career Pathway: A direct, supported track from Credit Analyst to full-fledged Loan Writer.
- Hybrid Work Flexibility: Balance office collaboration with working flexibility.
- Supportive Team Culture: Work within a positive, high-performing, women-led environment.
- Mentorship & Development: Learn directly from top-performing brokers in the country.
- Convenient Locations: Offices in Ormeau and Yarrabilba with easy parking.
- Work Type: Full-time
- Start Date: Immediate
- Salary: Competitive base salary + competitive commission (commensurate with experience)

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Your application will include the following questions:

- Which of the following statements best describes your right to work in Australia?
- What's your expected annual base salary?
- How many years' experience do you have as a Credit Analyst?
- How much notice are you required to give your current employer?
- Which of the following Customer Relationship Management (CRM) systems do you have experience using?

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📌 Credit Analyst / Loan Writer (Queensland)
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📍 Queensland