Rabobank Australia | Sydney (Darling Park) | Hybrid Working

At Rabobank,we'recommitted to growing a better world together.

As the world's leading specialist food and agribusiness bank, we support Australian farmers and rural businesses to achieve sustainable success through deep sectorexpertise, long-term relationships, and responsible lending.

We'reseeking an experiencedManager, Credit Approvals Level 2to join our CreditRiskteamandplay a key role in supporting the continued growth of our Country Banking portfolio.

The Opportunity

Reporting to the Credit Risk leadership team, you willbe responsible forthe approval and assessment of rural credit proposals and loan requests within delegated authority. Working closely with frontline Rural Banking teams,you'llprovideexpert credit guidance while ensuring lending decisions align with Rabobank's risk appetite, credit policy, and customer-focused approach.

This is an excellent prospect for a senior rural banking or credit professional who enjoys balancing commercial outcomes with prudent risk management and values working in a collaborative, purpose-driven environment.

What You'll Be Doing

Assess and approve rural lending applications within delegated authority.

Review new lending requests, increased facilities, annual reviews, excesses, and loan variations.

Provide guidance to Relationship Managers and Rural Banking teams on credit submissions and account strategies.

Support and influence stakeholders to enhance the quality and effectiveness of credit applications.

Prepare recommendations for higher delegated authorities whererequired.

Ensuretimelyturnaround of applicationsin accordance withservice level agreements.

Monitor and manage portfolio risks,identifyingdeteriorating trends and emerging risks.

Contribute to the development and enhancement of credit policies, procedures, and lending practices.





Support strong risk governance and portfolio management outcomes across the Country Banking business.

What You'll Bring

Experience

Minimum 3 years' experience in rural lendingin a similar position.

Strong banking experience with exposure to rural and commercial lending.

Proven credit assessment and decision-making experience within a delegated authority framework.

Qualifications

Tertiary qualifications in Agriculture, Accounting, Economics, Finance, Agribusiness, or a related discipline.

Technical Expertise

Strong credit analysis and commercial lending skills.

Ability to interpret financial statements, cash flows, balance sheets, and valuations.

Sound understanding of agricultural industries and rural production systems.

Proven capability in credit writing and presenting complex lending proposals.

Strong Microsoft Office skills, particularly Excel and Word.

Leadership & Stakeholder Management

Ability to influence and challenge constructively.

Strong communicationand relationship-building skills.

Collaborative mindset with the confidence to make balanced risk-based decisions.

Ability to perform effectively in a fast-paced environment whilemaintaininghigh-quality outcomes.

Why Rabobank?

At Rabobank,you'llbe part of a global organisation with a unique cooperative heritage and a genuine commitment to the food and agribusiness sector.

We offer:

- Hybrid working arrangements.
- Career development and learning opportunities.
- A collaborative and supportive team culture.
- Exposure to one of Australia's largest and most diverse agribusiness lending portfolios.
- The opportunity to make a meaningful contribution to rural and regional communities.

Our Values

At Rabobank, we are:

Client-focused and decisive.

Courageous and committed.

Professional and considerate.

Dedicated to learning and helping each other succeed.

Ifyou'repassionate about rural banking, credit risk, and building long-term relationships that support Australian agriculture,we'dlove to hear from you.

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📌 Manager, Credit Approvals (New South Wales)
🏢 Rabobank
📍 New South Wales