Credit Analyst – Underwriting Operations

Location: Hunter Street, Newcastle office.

What we are looking for

We are looking for a Credit Analyst to be part of our underwriting operations team. You will assess credit applications for our Autopay car loan and personal loan product.

Responsibilities
Manage day‑to‑day business operations in customer support and underwriting.
Review and assess a broad range of complex credit applications.
Prepare, undertake and produce credit submissions.
Gather information and data required to assess and decide credit submissions.
Conduct asset valuations.
Monitor and improve customer communication, messages and channels.
Ensure MoneyMe maintains compliance with all legislation requirements.
Support other operational teams in providing positive broker and customer experiences.

Qualifications
Experience in a business lending workplace (not essential but desired).
Relevant tertiary qualifications (degree preferred).
Outstanding communication skills – both written and verbal.
Ability to work autonomously, own and complete projects, and multi‑task.
Positive, inclusive and collaborative approach to work.




Passionate about providing outstanding customer service.
Ability to go above and beyond to help MONEYME clients and customers.
Confidence to challenge and strive for continual improvement.
Relationship builder with the ability to initiate and drive conversations.
Robust time management and organisational skills.

Perks
Up to 5 additional days of bonus leave per calendar year after 12 months of service for eligible employees.
3 days paid community service and volunteering leave per year.
12 weeks of employer‑paid parental leave and two weeks employer‑paid leave for secondary carer.
Quarterly champion awards and reward trips.
Mental health and wellbeing initiatives, health checks, skin cancer checks, free vaccination, etc.
Team social events, massages in the office, free coffee and much more.

Equal Prospect Employer

MONEYME Limited is an equal opportunity employer and we value diversity, equity, and inclusion. We encourage applicants from all backgrounds to apply.
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📌 Credit Analyst Underwriter Newcastle City Council
🏢 Moneyme
📍 Newcastle City Council