Shape credit risk strategies that directly influence lending decisions, portfolio outcomes and the customer experience
Turn complex data into clear, actionable insights that drive real business impact
Play a key role in advancing Business Lending Automated Credit Strategies
Partner with senior stakeholders across the bank to influence, challenge and deliver change
Our people are customer obsessed.
They work in close partnership to prioritise customer needs and deliver exceptional outcomes.
This collaborative mindset enables innovation and builds enduring customer relationships supporting our ambition to be the most customer‐centric company in Australia and New Zealand.
In the role of Senior Credit Risk Analyst, you will join the Commercial Management & Credit Strategies Team as we strengthen our focus on customer obsession.
You'll Make An Impact Each Day By
Support the development and implementation of automated credit risk strategies for Business and Private Banking (B&PB;) customers ensuring alignment with risk frameworks and risk appetite.
Work closely and maintain strong working relationships with a wide variety of stakeholders (Credit Strategy, DD&A;, Technology and Risk teams) to support the development and refinement of credit strategies, identifying gaps early and enabling timely enhancements to improve effectiveness.
Monitor performance and controls across automation pipelines,



providing actionable insights that support ongoing health checks and continuous improvement.
Provide relevant and timely support across business lending across all aspects of credit risk including data and analysis, origination processes, models, policies, decisioning infrastructure and automated strategies.
You'll Bring To This Role
3+ years' experience in banking industry/financial services using statistical decision tools
Strong analytics capability
Strong proficiency in Python and process monitoring and automation
Strong problem-solving skills, critical thinking, curiosity and attention to detail
Ability to communicate complex insights clearly and ability to engage and influence senior stakeholders
This role can be based in either Melbourne or Sydney.
A diverse and inclusive workplace works better for everyone
We know that when our colleagues feel valued and celebrated for who they are, our customers experience banking that's fairer, more accessible, and designed with who they are in mind.
That's why we've built a culture of inclusion and respect, where colleague voices are heard and valued, and everyone is supported to bring their authentic selves to work.
Join NAB
At NAB, we'recommitted to supporting our colleagues with a comprehensive range of perks designed to help you thrive both professionally and personally, including enhanced leave options, wellbeing support, access to NAB Perks, and ongoing career development opportunities.
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📌 Senior Credit Risk Analyst – Melbourne & Sydney
🏢 NAB
📍 Melbourne