As a Commercial Credit Analyst, you will:
Analyse, structure and underwrite commercial credit applications within delegated authority
Manage relationships with business partners, dealers and commercial customers
Assess financial performance and creditworthiness, establishing appropriate credit limits and risk controls
Monitor portfolio performance and proactively manage emerging credit risks
Prepare high-quality credit submissions and risk assessments for approvals outside delegated authority
Negotiate and prepare credit documentation in line with internal policies and legal requirements
Support business growth through thoughtful and commercially balanced credit decisions
Identify and contribute to process improvement initiatives, including automation and digital solutions
Provide guidance, coaching and support to junior team members
Produce portfolio reporting, insights and risk trend analysis for stakeholders
You're an experienced credit professional with strong commercial judgement and the ability to assess complex lending opportunities beyond automated decision tools.
Experience in commercial credit, financial analysis or risk assessment
Proven manual underwriting and credit assessment capability
Strong analytical, problem-solving and financial analysis skills
Sound understanding of credit risk, cash flow and financial statements




Excellent communication and stakeholder management skills
Ability to manage priorities, work independently and make balanced risk decisions
Professional, adaptable and committed to continuous improvement and learning
We are seeking an experienced Commercial Credit Analyst to join a high-performing Credit & Risk team within a leading financial services organisation.
This role offers the opportunity to analyse, structure and manage a diverse portfolio of medium to large, complex credit exposures while contributing to the ongoing evolution of credit practices, systems and processes.
We're looking for a commercially minded credit professional who combines solid analytical capability and sound judgement with a passion for continuous improvement, technology and innovation.
This is an excellent opportunity to work in a collaborative environment where your expertise will influence credit outcomes, portfolio performance and business growth.
Opportunity to work with a diverse portfolio of commercial clients and complex credit exposures
Collaborative and supportive team environment
Career development and ongoing qualified learning opportunities
Exposure to evolving technologies, automation and modern credit practices
Flexible and forward-thinking workplace culture
Competitive remuneration package
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📌 Commercial Credit Analyst (Brisbane)
🏢 Michael Page
📍 Brisbane