AI Job Summary

- Experience in banking, non-bank lending, or financial services in a credit-focused role.
- Assessing/reviewing loan applications across multiple product lines and conducting due diligence per credit policies.
- Prepare and present credit submissions, including for deals outside Designated Lending Authority (DLA).

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Role Type

Permanent • Full-time • Associate

Description

Founded in 2012, AltX Financial Group is a leading alternative asset manager with a portfolio of four dynamic brands: AltX, Assetline Capital, Clinch and 365 Funding. Together, we originate and manage lending transactions that deliver flexible, tailored solutions to borrowers and attractive risk-adjusted returns to investors.We’re looking for a Credit Analyst to join our high-performing credit team and support the continued growth of our lending and investment operations.

About the role

Reporting to the Credit Manager, you’ll play a key role in assessing and preparing credit submissions across the AltX Financial Group. This is a hands-on, detail-oriented role ideal for someone who thrives in a fast-paced environment and enjoys working across diverse lending products. You’ll be responsible for ensuring credit submissions are accurate, well-supported, and aligned with our internal policies, while also liaising with internal and external service partners legal teams to ensure smooth loan documentation and execution.

What you’ll be doing

- Assessing and reviewing loan applications across multiple product lines
- Conducting due diligence in line with AltX’s credit policies




- Analysing financial statements, tax returns, valuations, and legal documents
- Preparing and approving credit submissions using a Designated Lending Authority. When a deal is outside your DLA, presenting the credit submission for approval to senior DLA holders
- Managing the pipeline of incoming loan applications
- Drafting loan instructions and coordinating with solicitors
- Identifying opportunities to streamline and improve credit processes

What success looks like

- You’re known for your deep understanding of AltX’s product suite
- You consistently produce high-quality, error-free credit papers
- You collaborate effectively with internal stakeholders, brokers, and BDMs
- You bring a solutions-focused mindset to every challenge

What we’re looking for

- Experience in banking, non-bank lending, or financial services in a credit-focused role
- Strong understanding of the Australian housing market and regulatory landscape
- Proven ability to assess long-term credit products
- High attention to detail and strong analytical skills
- Clear, concise written communication
- Proficiency in Microsoft Office (Outlook, Excel, PowerPoint, Word)
- Excellent time management and multitasking abilities
- A customer-first, solutions-oriented approach

Why join AltX Financial Group

At AltX Financial Group, you’ll be part of a collaborative, entrepreneurial team that values innovation, agility, and impact. We offer a energetic work environment, exposure to a broad range of financial products, and the opportunity to grow your career in private credit and non-bank lending.

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