AutoSwift Finance is an Australian fintech lender specialising in auto-related consumer credit, including Medium Amount Consumer Credit (MACC) and car loans. Backed by a global automotive finance group, we're building a compliant, scalable lending platform from the ground up here in Australia.
About the Role
We're looking for an experienced Credit Analyst to join our growing team in a hands‑on, decision-making capacity — not a policy-only or back-office role. You'll approve loans day-to-day while helping shape our credit processes and standards as we scale.
Experience: Minimum 1 year in credit approval / consumer lending
What You'll Be Doing
- Assess loan applications (bank statements, payslips, financial statements, credit reports)
- Analyse affordability, cash flow, and creditworthiness
- Make lending decisions within delegated authority; elevate higher-risk cases
- Verify customer info and identify potential fraud
- Ensure compliance with Credit Policy, NCCP, AML/CTF, and Privacy Act
- Liaise with customers via phone/email on applications and enquiries
- Maintain strong turnaround times and file quality
What We're Looking For
- Experience as a credit analyst/approver in non-bank lending, unsecured/secured consumer credit, or auto finance
- Solid understanding of Australian consumer credit and responsible lending requirements
- Comfortable in a fast-evolving, early-stage environment
- LOS/LMS platform experience a plus (Biz Core preferred but not required)
Why Join Us
- Direct access to decision-makers in a lean, driven team
- Help build a regulated lending business from the ground up
- Exposure to frontier credit platforms and automation tools
- Cross-training opportunities across the business
Interested?
📌 Credit Analyst (City of Sydney)
🏢 AutoSwift
📍 City of Sydney
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