FRONT Financial is a Sydney-based private lender. We're sharp-minded, performance-based and tech-driven - and as our book grows, we're building out the credit function. This is a chance to join the lender early in a senior technical role and help shape how credit runs.

Reporting to the Managing Director, you will be the senior technical voice inside the credit lane - the person analysts come to when a deal gets complicated. You'll run credit assessment on your own file list, take on the complex and structured commercial deals yourself, and keep the quality bar high across the team.

What you'll do:

- Run credit assessment on assigned commercial loan deals
- Handle serviceability and financial analysis, and due diligence on financials, security and serviceability
- Assess risk against internal credit policy
- Manage valuations and instructions, and verify supporting documentation
- Personally assess complex and structured commercial deals
- Sign off standard deals from Credit Analysts where required




- Act as the senior escalation point for technical credit questions
- Select funding sources on complex deals
- Drive credit process improvement - LMS management, workflow discipline and a feedback loop to the MD

Who we're after:

- Strong commercial credit background
- Confident assessing complex and structured commercial deals independently
- Comfortable being the technical escalation point for a team
- Sharp on serviceability, security and policy
- Genuinely fluent with AI tools and up-to-date systems - this matters to us
- Someone who wants to build, not just process a queue

What you get:

- A senior seat in a growing credit function with real ownership from day one
- A fast, transparent, low-ego culture
- Sydney CBD office, full-time permanent
- One wellness day per quarter alongside your annual leave

📌 Senior Credit Analyst (Southern Sydney)
🏢 FRONT Financial
📍 Southern Sydney