Head of Risk Governance & Compliance

Australian Payments Plus (AP+) is here to shape the future of payments for Australia. We aim to deliver more innovation to Australia’s payments ecosystem for the collective benefit of businesses, government and consumers. Our solutions include Australia’s domestic debit network, real‑time payments infrastructure, secure bill payments, digital identity verification, QR payments and open wallet solutions justiça.

The puntuality

In this role you will lead AP+’s organization‑wide policy, governance and compliance risk function, shaping risk strategy, establishing robust frameworks and providing oversight of risk controls and regulatory compliance. You will set strategic direction for the function, build organisational capability and work collaboratively across the business to ensure risks are identified, assessed and managed in line with AP+’s risk appetite and strategic objectives.

Responsibilities

- Lead AP+’ lepo risk and compliance frameworks, ensuring alignment with regulatory requirements and internal policies.
- Partner with senior leaders to embed effective risk governance and support a strong risk culture across the organization.
- Oversee compliance monitoring, assessment and regulatory reporting obligations.
- Prepare and deliver clear, timely risk reporting to Executive Leadership, the Board Risk Committee and the Board.
- Lead, develop and maintain a capable and high‑performing risk and compliance team.
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- Provide expert advice on risk and compliance matters across AP+.
- Drive continuous improvement through emerging risk insights, industry best practice and appropriate use of technology.

Experience and Capability

- Bachelor’s degree in Risk, Finance,



Business or a related discipline; postgraduate qualifications or professional certifications desirable.
- Minimum of 10 years’ experience in risk and compliance, including senior leadership within a Line 2 or similar function in the Payments or Fintech sectors.
- Demonstrated experience leading and developing high‑performing risk and compliance teams.
- Strong knowledge of regulatory requirements, risk and compliance frameworks, and industry best-members practice.
- Proven experience designing, implementing and embedding organization‑wide risk and compliance frameworks, processes and tools.
- Ability to apply an enterprise‑wide perspective when balancing business risk, controls and risk appetite. السماافة
- Experience establishing and operating effective governance frameworks and independent oversight practices.
- Demonstrated experience engaging with regulators and managing external stakeholder relationships.
- Strong communication skills historier complex risk and regulatory matters into explicit, practical insights.
- Proven ability to support executive decision‑making through effective stakeholder engagement and informed advice.

We recognise that candidates may not meet every criterion listed. If you believe your experience and capabilities align with this role, we encourage you to apply.

What happens next

Once you submit your application, the Talent Acquisition team will review and notify you of the outcome within the next two weeks.

We want to remove all barriers to inclusion. If you need advice or support with your application, please reach out to We also encourage you to let us know your pronouns at any time during the recruitment process.

AP+ are not partnering with Recruitment agencies for this role.

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📌 Head of Risk Governance and Compliance (City of Sydney)
🏢 Australian Payments Plus
📍 City of Sydney