Morgan McKinley is
partnering with a Non-Bank Lender
looking for a
Senior Credit Analyst, specialising in Secured Commercial Lending.
This is a
hybrid role,
with 4 days to be based in the Sydney office.
In this role, you will manage a workflow of approx 4 deals per day, including property acquisitions, refinancing, and cash flow-based lending, while supporting the team leader in daily operations. You will assess risk and creditworthiness for secured business loans while delivering exemplary customer service to clients.
The
initial DLA for this role is $1.5M
, with the opportunity to
grow to $10M
over the long term.
Responsibilities:
Prepare and approve loan applications within delegation, ensuring all decisions meet credit policy and timeframes.
Minimise fraud and credit losses while protecting the integrity of the organisation and wholesale funding arrangements.
Build relationships internally and externally through clear, persuasive communication.
Provide commercially sound underwriting solutions and resolve objections using logical arguments to achieve beneficial outcomes.
Maintain strict adherence to NCCP, AML/CTF, and Privacy Act legislation across all lending activities.
Requirements:




3-5 years of experience in commercial lending secured by assets, with a focus on property and complex valuations.
Knowledge of the regulatory environment and a degree in Business or Accounting is desirable.
Advanced ability to analyse Balance Sheets, Profit and Loss statements, Taxation Portals, and Business Activity Statements.
Sound understanding of diverse structures including commercial loans, lines of credit, finance leases, asset finance, rental leases and personal loans.
Excellent client service skills and attention to detail, with the ability to independently problem solve to tight deadlines.
The company provides
excellent learning and growth opportunities
, with the initial DLA growing substantially across your tenure. The business has
excellent culture
, with
excellent collaboration
and a
friendly team.
Whilst you're required to be in the office for 4 days a week and 1 day from home, they are very
flexible!
Please note, you must be an Australian Citizen or Permanent Resident in order to qualify for this role and only successful candidates will be contacted.
If this role is of interest, please click apply or contact Hannah Sykes.

📌 Senior Credit Analyst - Commercial (Sydney)
🏢 Morgan Mckinley
📍 Sydney