FRONT Financial is a Sydney-based private lender. We're sharp-minded, performance-based and tech-driven - and as our book grows, we're building out the credit function. This is a chance to join the lender early in a senior technical role and help shape how credit runs.

Reporting to the Managing Director, you will be the senior technical voice inside the credit lane - the person analysts come to when a deal gets complicated. You'll run credit assessment on your own file list, take on the complex and structured commercial deals yourself, and keep the quality bar high across the team. What you'll do:

Run credit assessment on assigned commercial loan deals

Handle serviceability and financial analysis, and due diligence on financials, security and serviceability

Assess risk against internal credit policy

Manage valuations and instructions, and verify supporting documentation

Personally assess complex and structured commercial deals

Sign off standard deals from Credit Analysts where required





Act as the senior escalation point for technical credit questions

Select funding sources on complex deals

Drive credit process improvement - LMS management, workflow discipline and a feedback loop to the MD Who we're after:

Solid commercial credit background

Confident assessing complex and structured commercial deals independently

Comfortable being the technical escalation point for a team

Sharp on serviceability, security and policy

Genuinely fluent with AI tools and up-to-date systems - this matters to us

Someone who wants to build, not just process a queue What you get:

A senior seat in a growing credit function with real ownership from day one A fast, transparent, low-ego culture

Sydney CBD office, full time permanent

One wellness day per quarter alongside your annual leave

📌 Senior Credit Analyst Sydney
🏢 FRONT Financial
📍 Sydney