Market-competitive salary + Super + Bonus + Perks
About the Role
Due to an internal promotion, an exciting opportunity exists for an experienced Wholesale Credit and Settlement Manager to lead a high-performing team responsible for commercial credit, wholesale operations and settlements.
This role requires an accomplished credit professional with strong commercial acumen who understands that effective credit supports business growth while maintaining an appropriate balance between risk and opportunity. You will provide leadership across the Wholesale Credit and Settlement function, drive continuous improvement and play a key role in shaping strategy, capability and operational excellence.
Reporting to the Head of Credit, you will lead the Wholesale Credit and Settlement teams while maintaining a strong focus on credit quality, portfolio performance, customer outcomes and operational efficiency. You will work closely with internal stakeholders and dealer partners, ensuring sound credit decisioning, effective risk management and continuous improvement across systems, policies and processes.
To be successful in this role, you will demonstrate:
Extensive business/commercial credit knowledge
Strong financial analysis capability with a thorough understanding of financial statements and the key drivers of cash flow
Strong commercial acumen, recognising that credit plays a critical role in supporting sales while managing risk appropriately
Excellent communication and relationship management skills,



with the ability to engage customers and stakeholders in a practical and commercially focused manner
A strategic leadership mindset with the ability to identify opportunities to improve technology, policy and business processes
Experience implementing change initiatives and driving greater automation through credit models and process improvement
A passion for developing people and continuing to build a high-performing culture
Experience in the following will be highly regarded:
Wholesale operations
Previous people leadership experience
Hybrid work options
Hybrid work options
6-monthly performance-based bonus
Genuine career opportunities, career development and internal progression
Modern offices with on-site parking and an inclusive workplace environment
Training and support to help you succeed in your role
We also welcome applications from emerging leaders who possess exceptional commercial credit capability and are ready to take the next step into a leadership role.
Your application will include the following questions:
Which of the following statements best describes your right to work in Australia?
How many years' experience do you have as a Settlements Manager?
Have you completed a qualification in finance?
What's your expected annual base salary?
Do you have a current Police Check (National Police Certificate) for employment?
How many years of credit management experience do you have?
How many years' experience do you have as a Wholesale Executive?
How many years' experience do you have as a Commercial Credit Manager?
What can I earn as a Settlements Manager
#J-*****-Ljbffr

📌 Wholesale Credit And Settlement Manager (Sydney)
🏢 @
📍 Sydney