We provide the clients. You provide the advice. Life insurance is all we do. Not investments, not super strategy, not mortgages. Risk advice, for clients who already have cover in place and need someone good looking after it.

We are looking for a Risk Adviser to join our advice team in Neutral Bay, reporting to the Head of Financial Advice. About insurance+ We have an extensive number of life insurance clients, supported by a team with over 150 years of combined life insurance experience.

Most advice businesses ask advisers to find their own clients and fit the advice in around it. We work the other way. We provide the clients, we invest in the tools that carry the process, and we build the support around the adviser so the time goes into advice rather than administration.

We invest heavily in the technology behind the process, including AI tools that take work off the adviser's desk, so more of your time goes into the advice itself rather than the admin around it About the role You hold a portfolio of existing clients and you are responsible for the quality of the advice they receive.

You run structured annual reviews. Confirm the cover still fits, identify where advice is needed, and deliver it.

You handle replacement advice, underwriting and claims support when a client needs it, and you document your reasoning properly.





You sit in a pod with a paraplanner and a client engagement specialist. They book the meetings, prepare the file and draft the documents. You give the advice.

There's a new business target attached to the role, we'll talk you through the detail at interview.

What you will need Registered as a relevant provider on the ASIC Financial Advisers Register, or eligible to be registered

Meet the qualifications standard, either through an approved degree or the experienced provider pathway, and passed the financial adviser exam

Professional year complete

Retail life risk advice experience, including underwriting and claims

Able to explain cover, premium structure and trade-offs in plain language, to clients who are often older and have held their policies a long time

Comfortable working inside a documented advice process rather than around it

Clean compliance record Why insurance+ We provide the clients. You are not building a book from cold contacts A paraplanner and a client engagement specialist supporting your files

Market-competitive salary plus incentives, based on experience

People who care about doing the work well. If you want to sharpen your technical advice, you will be surrounded by people who want the same A team where good work gets noticed, and where the people around you are trying to improve rather than coast

📌 Financial Adviser (Risk only) (Sydney)
🏢 insurance+
📍 Sydney